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Change in Washington Fire rating to bring down insurance prices

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WASHINGTON, Ill. (WEEK) -- A change in rating for the Washington Fire Department could translate to lower insurance rates for residents.

Fire Chief Roger Traver said the department received a rating 4 from the Insurance Service Office (ISO). The organization works with companies to figure out rates for customers' homes, cars and businesses.

The survey done to determine their score, which ranges from 1 to 10 with 1 being the highest, takes into consideration a department's equipment, emergency communications, water supply and community risk reduction.

"The rating relies a lot on the number of people you have on staff and the number of people that respond to structure fires. To know that as a volunteer department we were able to achieve a class four is a good feeling for us and it should be a good feeling for the entire community," Traver said.

The rating is basically a report card for the department but this grade can help line pockets too.

"Your insurance actuaries look at the fact the level of service that your department can provide makes a difference in their risk," Traver explained.

This is good news for home and business owners like Tom Brecklin who has served as a volunteer firefighter for over 30 years and owned his repair shop for 40.

"It will help. Insurance is always on the rise all time you're always getting a percentage rate and hopefully this will slow that down a little bit," he said.

The Cheif tells 25 News their work is not done yet as they have gone from a score of 8 to a 4 since he began working there and they plan to continue improving.

"That's very tough for a volunteer to try his fit his work, his family and that much training into their schedule every year. For our guys to put forth the effort that they're putting forward, these guys are second to none," he said.

Stephanie Rodriguez

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